Built on Mutual Values. Positioned for the Future.

Powered by collaboration and mutual values, we are built to serve today and grow for tomorrow.
Contact Us
15 South Street, Suite C
Ware, MA 01082
Who We Are
1850 Financial is a mutual holding company rooted in more than 175 years of community banking history. It was established as part of the organizational evolution of Country Bank, a Massachusetts-based community bank founded in 1850.
Today, 1850 Financial exists to support the continued strength and growth of community banks, providing a structure designed for long-term stability, strategic flexibility, and local independence.

Our Model
1850 Financial is a mutual holding company rooted in more than 175 years of community banking history. It was established as part of the organizational evolution of Country Bank, a Massachusetts-based community bank founded in 1850.
Today, 1850 Financial exists to support the continued strength and growth of community banks, providing a structure designed for long-term stability, strategic flexibility, and local independence.
Our Companies
1850 Financial exists to support the continued strength and growth of community banks, providing a structure designed for long-term stability, strategic flexibility, and local independence.
A community bank based in Central and Western Massachusetts, supporting individuals, businesses, and municipalities with a strong commitment to local decision-making.
1850 Financial exists to support the continued strength and growth of community banks, providing a structure designed for long-term stability, strategic flexibility, and local independence.
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Leadership
1850 Financial is guided by experienced leadership with deep roots in community banking.

Mary McGovern
President and CEO
of Country Bank

Edward Noonan III
Chairman of the Board

History
1850 Financial draws its name and foundation from more than a century and a half of community banking. That history informs our perspective. We believe growth should be measured, purposeful, and grounded in the long-term needs of the communities our institutions serve.